The Smarter Way to Pay
Sending money is fast and easy on PalmPay and you can earn rewards! Create an account and start transacting in minutes from your phone. Join 5 million users today and try it for yourself.
Transfer Money For Free
Goodbye transfer charges, hello fast and free transfers! Enjoy over 90 free bank transfers per month on PalmPay. Sending to other PalmPay users is always free.
Your Finances In The Palm Of Your Hand
We're here to help you make your money moves. Whether you want to send money, pay for your bills or shop online, PalmPay will get you covered.
Data bundle
Send money
Group discount
Internet
Refer & Earn
Betting
Airtime
TV
PalmPay Is Fully Licenced And Regulated
PalmPay is a Mobile Money Operator licenced by the Central Bank of Nigeria. Our certified fraud and security systems always keep your money and data protected.
Fully Licenced as a Mobile Money Operator by the CBN.
PCI-DSS certified to ensure the security of your data.
Pass-through deposits Insured by NDIC.
Data handled in compliance with NDPR.
Save as you spend with Rewards
The average PalmPay customer saves over N10,000 per year simply by switching their payments to PalmPay. Join today and start earning as you spend.
Track your transactions end to end
Keep track of your transactions and follow their status in real time. See where your money goes and easily set up recurring payments and saved contacts.
We guarantee your peace of mind
98% of transactions carried out on the PalmPay app are successful within 60 seconds, and the majority of failed transactions are reversed immediately. For the rest, there’s the PalmPay Performance Guarantee.
We will send you a discount coupon for any payments that take longer than 60 seconds to process, and another one should it take longer than 5 minutes - irrespective of the cause of any delays.
PalmPay Plays Well with Others
As a licensed MMO, we are fully interoperable with the Nigerian financial system. Fund, receive and send money in just a few taps via debit card, USSD and bank transfers from any Nigerian bank, MMO or MFI.
Introduce your friends and get paid
The majority of PalmPay customers discover us through a recommendation. We appreciate your referrals with cash rewards of up to N2000 for you and welcome bonuses for your invitees.
Get Started In Seconds
01
Download the PalmPay app from your app store.
Available on both Android and iOS
02
Sign up in seconds
You can create a full financial account on PalmPay even if you don’t have a BVN.
03
Start transacting immediately
Fund your account through bank transfer, card, USSD or a PalmPay Mobile Money agent.
Get Started In Seconds
01
Download the PalmPay app from your app store.
Available on both Android and iOS
02
Sign up in seconds
You can create a full financial account on PalmPay even if you don’t have a BVN.
03
Start transacting immediately
Fund your account through bank transfer, card, USSD or a PalmPay Mobile Money agent.
Get Started In Seconds
01
Download the PalmPay app from your app store.
Available on both Android and iOS
02
Sign up in seconds
You can create a full financial account on PalmPay even if you don’t have a BVN.
03
Start transacting immediately
Fund your account through bank transfer, card, USSD or a PalmPay Mobile Money agent.
